Wiki Articles - Insurance

When someone rents a car, the automobile rental companies hold the renter accountable under t

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

he rental agreement for damage to their car. They offer a Damage Waiver at an extra cost. Th

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

s Damage Waiver is not insurance, but a contractual agreement between the renter and rental c

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

mpany. If a waiver is not purchased, it is important to review your own automobile policy to

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

etermine if any extension of coverage applies. Also, establish how the liability coverage aff

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

rded by your policy applies in the event you are at fault in an accident with the rented vehi

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

le. In California, you are required to have auto insurance regardless of whether you are driv

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

ing your own car or if you are renting one.

Rental car agencies do provide wide range of aut

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

insurance coverage and it would not be prudent to blindly select rental car insurance as eve

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

y policy offers its individual advantages under particular situations. You should examine eac

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

policy so offered and judge it against the requirements you have. It would be prudent to dis

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

uss the policy with the car rental agent, rather than just read the summary over the website.

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

Sometimes you are not required to purchase any car rental insurance because you are already

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

overed by your car insurance. Usually, your coverage does remain the same with a rented car a

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

s it would if you would be driving your own vehicle. Also, you could be covered by auto insur

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

nce coverage under your credit cards. You should check with your credit card company about th

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

coverage to which you are entitled.

Before you rent a vehicle, check the financial and insu

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

ance obligation you will face, and find out how these would be covered by your own auto insur

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

nce. In case you do need to exercise your insurance policy and realize that certain aspect is

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

not currently covered, you should check if it would be covered under other insurance policies

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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