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Wiki Articles - How To Negotiate Debts - Beat The Collectors At Their Own Game
Now for the what might be the most popular article of this series. I personally was shocked and amazed by what I learned during my resear
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
ch on consumer debt. Read on and learn more about your rights.
Most Americans are worried about bill collectors calling on the telephone
Most Americans are worried about bill collectors calling on the telephone
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
and harassing them. In fact, some Americans have even agreed to send money to complete starngers because they felt the stranger had some
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
mystical power over them. Maybe they were threatened. Average people succumb to collection activity that coerces them into paying, perha
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
ps out of fear.
How many of us simply cannot wait until the mailman shows up? Yeah right. It seems that we have a sixth sense about know
How many of us simply cannot wait until the mailman shows up? Yeah right. It seems that we have a sixth sense about know
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
ing what is in the mail. Without the use of a scanner, we seem to know which envelope contains a check, a letter from a friend, a card fr
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
om Aunt Sue and a nasty letter fom a bill collector or attorney. These are letters that we fear most. For some reason we place them on th
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
e coffee table to be opened later. Maybe we wait until our spouse goes to sleep. After all, we don't want them to know the bad news.
Som
Som
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
etimes we place them in a drawer for safekeeping. That's right. We sure don't want to lose them. Who knows, someday we might get enough c
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
ourage to open them.
Here is how the collection scenario plays out. It is easier to collect money within the first 60 days because it is
Here is how the collection scenario plays out. It is easier to collect money within the first 60 days because it is
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
fresh in your mind. that is when the collection folks will put on the pressure. Believe me when I tell you that they know more about you
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
r situation than you might think. They know whether or not you have a job, whether your wife is working and whether or not you use your c
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
redit cards and whether you make mortgage and car payments. They also know how much your payments are. So when I tell you they know the o
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
dds of collecting from you, that is true.
What do you do? Well, I'll tell you the very first thing to do. DO NOT TALK TO THE BILL COLLEC
What do you do? Well, I'll tell you the very first thing to do. DO NOT TALK TO THE BILL COLLEC
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
TOR ON THE TELEPHONE! Inform them that you are going to notify their agency to communicate with you in writing only. This is your right u
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
nder the Fair Debt Collection Practices Act. If you think that you have extra special skills on the telephone and have that desire to out
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
-talk a collector, you might want to think again. They are trained in the art of convincing people to give them money. They also have the
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
added incentive in that they are all on a commission basis.
They could care less if the baby is sick, or your spouse missed a few days
They could care less if the baby is sick, or your spouse missed a few days
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
of work. They only want what you have and that is money. Your best plan of attack in resolving these issues is to get them in writing. By
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
doing this you can virtually turn bad debt into good credit.
In my next article I'll address just how this turn-around is accomplished.
In my next article I'll address just how this turn-around is accomplished.
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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